Brisbane mortgage & finance brokers
We compare 50+ lenders, tell you what the fine print actually means, and handle the paperwork from pre-approval to settlement. Home, investment, commercial and personal lending — from a broker who picks up the phone.
What could you borrow?
Slide to get a ballpark. We’ll refine it on the call.
Est. borrowing
$595,000
Purchase price up to
$675,000
≈ $3,567/month at 6% p.a. over 30 years. Indicative only — not an offer of credit.
What we do
Thirteen specialist services, one broker who knows your whole picture. Start with the one that fits today.
From deposit to keys, Sachin walks you through grants, guarantees and lender criteria so you know exactly where you stand before you fall in love with a place.
Learn moreRates, fees and features drift over time. A refinance review across 50+ lenders shows you whether switching could save money, release equity or simplify your finances.
Learn moreBuying your first investment property or adding to a portfolio? The right loan structure protects your cash flow, keeps your tax position clean and leaves room for the next purchase.
Learn morePre-approval tells you how much a lender may be willing to lend before you make an offer. We prepare it properly, so it means something when you need it.
Learn moreFrom buying your own premises to funding expansion, we arrange commercial property loans and business funding with lenders who understand how your business actually works.
Learn moreFrom utes and trucks to excavators, medical equipment and fit-outs, we arrange asset finance structured for your business's cash flow and tax position.
Learn moreSole traders, contractors, company directors and partners can absolutely get competitive home loans. The difference is how your income is presented — and which lender sees it.
Learn moreA personal loan can be a sensible way to fund a renovation, consolidate debts or handle a large expense — provided the rate, term and fees stack up. We compare so they do.
Learn more
50+
lenders compared on every application — including the ones the big banks won’t tell you about.
Meet your broker
Rannar Loans is a boutique brokerage based in Brisbane, run by Sachin Rannar, principal finance broker. Most of our clients come from referrals — first home buyers who were talked through every step, investors who wanted a structure that scales, and business owners who needed someone to actually understand their numbers.
We’re licensed, bound by Best Interests Duty, and paid by the lender, not you. What you get is a broker who reads the policy, negotiates the rate, chases the bank and keeps you in the loop.
How it works
A clear, four-step process. You always know what's happening and what's next.
A free 30-minute call about your goals, income, deposit and timing. We'll tell you honestly what's realistic.
We assess your position against 50+ lenders' policies and come back with options — and one clear recommendation.
We package the application so it sails through credit, and chase the lender daily until it's approved.
We coordinate with your solicitor and the lender, then review your rate every year so you're never overpaying.
Reviews
“Highly recommended – works closely to ensure client needs are met.”
“Sachin at Rannar is amazing and easy to work with. Walks you through all possible options and makes the whole loan journey and experience as seamless and easy as possible. Highly recommend him for all your loan needs.”
“Sachin has been incredibly supportive throughout my entire mortgage journey, always available whenever I needed assistance. His dedication and expertise made the process much smoother, and I would highly recommend him to anyone seeking reliable and knowledgeable guidance in the mortgage process.”
Insights
Fixed or variable is one of the first decisions every borrower faces, and one of the most second-guessed. Here is how to think it through without trying to predict the Reserve Bank.
Grants, concessions, deposits, LMI, borrowing power: the numbers can feel overwhelming. This guide walks Brisbane first home buyers through each piece in plain English.
Market UpdatesThe sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 is shaping up to be a bumper season.
Where we work
We're local to these suburbs and work with clients across Queensland by phone and video.
FAQs
Short answers now, longer ones on the phone.
A broker works for you, not a bank. We assess your situation, compare loans from our panel of 50+ lenders, recommend the ones that suit you and manage the application through to settlement. In most cases our service costs you nothing: the lender pays us a commission once your loan settles, and we disclose exactly what that is before you proceed.
Yes. There is no charge and no obligation. We will listen to what you are trying to achieve, give you an honest view of your options and tell you what to prepare next. You decide whether to go further.
Your bank can only offer its own products and will assess you against its own policy. We compare dozens of lenders, know which ones treat your income type, deposit size or property most favourably, and negotiate on your behalf. We are also legally required to act in your best interests, which a bank's lending staff are not.
We are based on Brisbane's southside and bayside and work with clients across Greater Brisbane, Logan and the Redlands, from Wynnum and Tingalpa to Upper Mount Gravatt, Sunnybank and Rochedale. Most of our work is done by phone and email, so we can help wherever you are in Queensland.
It depends on your income, living expenses, existing debts, deposit and the lender's assessment rate, and the answer can differ by six figures between lenders. Our borrowing power calculator gives a rough guide; a strategy call gives you a real number based on the lenders most likely to say yes.
Absolutely, it is one of our specialties. We know which lenders accept one year of financials, which use BAS or business bank statements, and how to present bonus, contract or casual income so it counts. Bring your ABN and your latest financials and we will tell you where you stand.
Next step
Thirty minutes with a broker who compares 50+ lenders. Free, no obligation, and we'll tell you if now isn't the right time.
