Terms of Use

Last updated: September 2026.

This website (rannar.com.au) is operated by Rannar Loans ("we", "us", "our"). By accessing or using the site you agree to these Terms of Use and to our Privacy Policy. If you do not agree, please do not use the site.

1. General information only

The information on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. It is not personal financial, credit, tax or legal advice. Before acting on any information you should consider whether it is appropriate for your circumstances and, where appropriate, seek advice from a suitably qualified professional. Any credit assistance we provide is given only after we have assessed your individual situation, and is subject to our Credit Guide.

2. Calculators and tools

Our calculators (including borrowing power, repayment, refinance savings, stamp duty, extra repayment and offset calculators) are provided as a guide only. They rely on the figures you enter, use simplified assumptions, and do not take into account all fees, charges, lender policies or changes in interest rates. Results are estimates and are not an offer of credit, a pre-approval or a recommendation. Actual amounts will depend on a lender's assessment of your application.

3. No offer of credit

Nothing on this website constitutes an offer to provide credit. All applications are subject to the lender's credit criteria, terms and conditions, and fees and charges. Interest rates and product features referred to on the site are subject to change without notice.

4. Accuracy of information

We take reasonable care to keep the content of this site accurate and up to date, including articles, market commentary and references to government schemes, grants and concessions. However, laws, scheme rules and market conditions change frequently and we do not warrant that any information is complete, current or error-free. Articles reflect the position at the date shown on them.

5. Intellectual property

Unless otherwise indicated, all content on this website – including text, graphics, logos, images, page design and software – is owned by or licensed to Rannar Loans and is protected by Australian and international copyright and trade mark laws. You may view, download and print content for your personal, non-commercial use only. You must not otherwise reproduce, modify, distribute, republish or commercially exploit any content without our prior written consent.

6. Your conduct

You agree not to use this site for any unlawful purpose, to submit false or misleading information in any form, to interfere with the site's operation or security, or to attempt to gain unauthorised access to any part of the site or its systems. Automated scraping of the site is not permitted without our consent.

7. Bookings and enquiries

When you book an appointment or submit an enquiry through the site we will contact you using the details you provide. A booking is a request for a consultation and does not create any obligation on us to arrange credit, or on you to proceed. You can reschedule or cancel a booking using the link in your confirmation email.

8. Third-party links and content

This site contains links to external websites, including lenders, government agencies and industry bodies. These links are provided for convenience only. We do not control and are not responsible for the content, privacy practices or availability of those sites, and a link does not imply endorsement.

9. Liability

To the maximum extent permitted by law, we exclude all liability for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, or from any interruption, error, virus or fault in the site. Nothing in these terms excludes, restricts or modifies any consumer guarantee or other right you have under the Australian Consumer Law or other legislation that cannot lawfully be excluded.

10. Privacy

We handle personal information you provide through this site in accordance with our Privacy Policy, which forms part of these terms.

11. Changes

We may change these Terms of Use at any time by posting an updated version on this page. Your continued use of the site after a change constitutes acceptance of the updated terms.

12. Governing law

These terms are governed by the laws of Queensland, Australia. You submit to the non-exclusive jurisdiction of the courts of Queensland and the Commonwealth of Australia.

13. Contact

Questions about these terms can be sent to info@rannar.com.au or by calling 0479 181 437.